BAC Capital Trust VIII, 6% Capital Securities

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S&P Rating   BB+   Moodys Rating   Ba2

Security Ticker Symbol   BAC-Z


Market Traded ON   NYSE

Interest Payment Paid on the 25th of February, May, August and November beginning on 11/25/2005

Quarterly Interest   .375   Annual Interest   1.50

Securities may be redeemed, at the issuers option, as early as 08/25/2010 for a redemption price of $25/share plus accrued dividends

Dividend Payment Will NOT be a Qualified Distributions — Payment is treated as interest not a dividend.


Maturity Date   08/25/2035


Company Investor Relations Page for Bank of America

Below you can find the offering Prospectus and Final Pricing Document


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