Citigroup Capital XI Trust Preferred 6%

S&P Rating   NR   Moodys Rating   NR

Security Ticker Symbol   C-Q

Market Traded ON   NASDAQ

Interest Payment Paid on the 27th of March, June, September and December beginning on 12/27/2004

Quarterly Interest   .38   Annual Interest   1.52

Securities may be redeemed, at the issuers option, as early as 09/27/2009 for a redemption price of $25/share plus accrued interest

Distribution Payment Will NOT be a Qualified Distributions — Payment is treated as interest not a dividend.

Maturity Date   09/27/2034

Company Investor Relations Page for Citigroup

Below you can find the offering Prospectus and Final Pricing Document