Merrill Lynch Capital Trust II Preferred 6.45%

S&P Rating   NR   Moodys Rating   NR

Security Ticker Symbol   MER-M

Market Traded ON   NASDAQ

Interest Payment Paid on the 15th of March, June, September and December beginning on 06/15/2007

Quarterly Interest   .40   Annual Interest   1.60

Securities may be redeemed, at the issuers option, as early as 06/15/2012 for a redemption price of $25/share plus accrued interest

Distribution Payment Will NOT be a Qualified Distributions — Payment is treated as interest not a dividend.

Maturity Date   06/15/2062

Company Investor Relations Page for Merrill Lynch

Below you can find the offering Prospectus and Final Pricing Document