Sterling Bancorp Trust I 8 3/8% Preferred ($10 issue)

S&P Rating   NR   Moodys Rating   NR

Security Ticker Symbol   STL-A

Market Traded ON   NASDAQ

Interest Payment Paid on the last day of March, June, September and December beginning on 06/30/2002

Quarterly Interest   .21   Annual Interest   0.84

Securities may be redeemed, at the issuers option, as early as 03/31/2007 for a redemption price of $25/share plus accrued interest

Distribution Payment Will NOT be a Qualified Distributions — Payment is treated as interest not a dividend.

Maturity Date   03/31/2032

Company Investor Relations Page for Sterling Bancorp

Below you can find the offering Prospectus and Final Pricing Document