SunTrust Banks Variable Rate (4% Min) Perpetual Preferred Stock

ORIGINALLY CUMULATIVE – NOW NON CUMULATIVE

S&P Rating   BB+   Moodys Rating   Baa3

Security Ticker Symbol   STI-A

Market Traded ON   NYSE

Dividend Payment Paid on the 15th of March, June, September and December beginning on 12/15/2006

Quarterly Dividend   .250   Annual Dividend   1.00

Dividends will float at a rate of 3 month Libor plus .53% or a minimum of 4%

Securities may be redeemed, at the issuers option, as early as 09/15/2011 for a redemption price of $25/share plus accrued dividends

Dividend Payment Likely Will be a Qualified Distributions

Maturity Date   None

Company Investor Relations Page for SunTrust Bank

Below you can find the offering Prospectus and Final Pricing Document