M&T Capital IV Trust Preferred 8.5%

S&P Rating   NR   Moodys Rating   NR

Security Ticker Symbol   MTB-A

Market Traded ON   NASDAQ

Interest Payment Paid on the 15th of March, June, September and December beginning on 03/15/2008

Quarterly Interest   .53   Annual Interest   2.12

Securities may be redeemed, at the issuers option, as early as 01/31/2013 for a redemption price of $25/share plus accrued interest

Distribution Payment Will NOT be a Qualified Distributions — Payment is treated as interest not a dividend.

Maturity Date   01/31/2068

Company Investor Relations Page for M&T Bank

Below you can find the offering Prospectus and Final Pricing Document