BSPA Projected Dividend Yield

Ballston Spa Bancorp Inc ( OTCBB : BSPA )

Ballston Spa Bancorp is a financial services company. Through its subsidiary, Ballston Spa National Bank, Co. provides a range of banking, financing, fiduciary, brokerage, and other financial services to corporate, municipal, and individual customers. Co.'s Ballston Statutory Trust I subsidiary is engaged in: issuing and selling 30 year guaranteed preferred beneficial interest in its junior subordinated debentures; using the proceeds from the sale of the capital securities to acquire the junior subordinated debentures issued by it; and other activities necessary, advisable, or incidental thereto. At Dec 31 2009, Co. had total assets of $365.8 million and total deposits of $288.8 million.

30 YEAR PERFORMANCE RESULTS